Novated Lease Novated Lease

Novated Lease for employees

Drive the car you want without compromising your lifestyle

Get into your preferred car with a novated lease

This popular salary packaging tool could be a tax-effective way to free up your cash. It includes running costs with flexible terms and is simple to set up.

Why a novated lease is great for you

Choose your preferred car

Provided you’re eligible for a novated lease, you’re free to choose any car that suits your lifestyle.

You could save thousands on the purchase price and running costs

Everything is covered with just one monthly payment, and we offer competitive interest rates with full transparency of all fees and charges.

What's included

Just one monthly payment covers all the big-ticket costs of owning the car.

Upfront costs:

  • Car price and accessories
  • Dealer delivery charges
  • First year registration and CTP insurance
  • Purchase stamp duty
  • Novated lease establishment fee
  • Personal Property Security registration fee
  • Luxury Car Tax (if applicable)

Running costs:

  • Mechanical repairs, maintenance and servicing
  • Replacement tyres
  • Fuel
  • Roadside assistance
  • Comprehensive car insurance
  • Registration/CTP renewals

What's not included

  • Tolls
  • Fines
  • Insurance excess

How it works

Novated leases are a hassle-free way to enjoy that new car feeling, while saving time and money.

Choose your car

Choose your car

Pick the car that best suits you and your lifestyle.

Set up your lease

Set up your lease

Set up your lease through your employer and decide on a term that works from 12 to 60 months.

Get the keys

Get the keys

You could be behind the wheel of your new car within five days of submitting your application.

Make payments

Make payments

Enjoy your new car. Your employer will take care of the repayments through salary deductions.

At the end of your lease

Either buy the car outright, extend the lease or get a new car with a new novated lease.

how it works

Find out if you're eligible

My employer doesn't offer novated
leases with Toyota

If your employer doesn't offer novated leases, or you're unsure, leave their details and we'll get in touch with them.

My employer does offer novated
leases with Toyota

Great news. You’re eligible to apply. Your next step is to get an estimate. Let’s get started.

Already got a lease with Toyota?

Log in to view balances, payouts and manage your budget and expenditures.

Manage my finance
Frequently Asked Questions

Ready to get started?

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