Personal Fixed Rate Car Loan

Get personalised car finance that’s tailored to you. With a fixed interest rate that doesn't change for the life of your loan, your ideal Toyota is within reach.

Contact a dealer
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Fixed Rate Loan essentials

Select the tabs to learn more about Toyota Fixed Rate Loan

Toyota Personalised Rate

Toyota Personalised Rate

Using smart and sophisticated
software, our dealers will
calculate an interest rate that’s
personalised for you.

Choose any Toyota

Choose any Toyota

Select the Toyota that’s right for you from our range of new and used models.

Freedom of choice

Freedom of choice

Customise your deposit amount,
your repayment term (up to 7 years)
and your repayment frequency.

Convenience

Convenience

You can incorporate on-road costs related to the purchase of your vehicle into your personal fixed rate car loan.

Toyota Personalised Rate

Vehicle Ownership

At the end of your loan, you take unencumbered ownership of the vehicle, provided you have made all payments under the contract.

If there is a balloon payment, then the customer can either pay this in full or apply to refinance the balloon. A balloon refinance is subject to our standard lending criteria (terms, conditions, fees and charges apply).

Fees that will apply
Dealership fees
Fees that might apply

TOYOTA PERSONALISED REPAYMENTS[F6]

Get started with your personalised interest rate

It only takes 3 minutes to calculate your Toyota Personalised Repayments[F6]. Armed with your personalised interest rate, you’re able to see what your estimated repayments would be across the entire Toyota range.

Learn more

THE APPLICATION PROCESS

How getting a Fixed Rate Car Loan works

If you’ve decided that a Personal Fixed Rate Car Loan is the best option for you, getting started couldn’t be easier.

Select a Toyota

Select your preferred Toyota

New or used, purchase the car
that’s right for you.

Decide on the details

Decide on your personal loan payment details

Stay in complete control of
what and when you
pay back.

Put down a deposit

Put down a deposit
(or don’t)

A deposit can be paid upfront to reduce your loan amount.

Talk to your nearest dealer

Talk to your nearest dealer

And start the application process!

What do I need to apply?

Before applying for personal car finance, there are several documents you need to have ready.

Your Checklist

calculate repayments

Calculate your Personal Fixed Rate Car Loan repayments

Start by choosing your car and we’ll help you calculate your estimated weekly repayments.

Frequently Asked Questions
More FAQs

Toyota Finance Online

Discover our all-in-one finance portal where you can access statements, track your repayments and manage your finance account online on any device, at any time.

LOG IN OR REGISTER

Explore more loan products

Toyota Access Loan

A Toyota Access Loan can offer you lower monthly repayments[F9] than a regular car loan, a Guaranteed Future Value[F2] and a loan term between 1 and 4 years. At the end of your loan, your options are flexible, helping you stay agile and in control.

Learn more

a man walking towards a car

Toyota Fixed Rate Loan

Our Fixed Rate Car Loan puts you in control. Decide on your deposit amount or decide not to have one at all. You also get to choose the length of your loan - anywhere between 1 and 7 years - and how often your repayments are due. And best of all, at the end of the loan, the vehicle is yours to keep.


Learn more

Get your Toyota Personalised Repayments[F6] today

Speak with an expert


FIND A DEALER

Target Market Determination document available here



The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

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