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Get personalised car finance that’s tailored to you. With a fixed interest rate that doesn't change for the life of your loan, your ideal Toyota is within reach.
Select the tabs to learn more about Toyota Fixed Rate Loan
Using smart and sophisticated
software, our dealers will
calculate an interest rate that’s
personalised for you.
Select the Toyota that’s right for you from our range of new and used models.
Customise your deposit amount,
your repayment term (up to 7 years)
and your repayment frequency.
You can incorporate on-road costs related to the purchase of your vehicle into your personal fixed rate car loan.
At the end of your loan, you take unencumbered ownership of the vehicle, provided you have made all payments under the contract.
If there is a balloon payment, then the customer can either pay this in full or apply to refinance the balloon. A balloon refinance is subject to our standard lending criteria (terms, conditions, fees and charges apply).
TOYOTA PERSONALISED REPAYMENTS
It only takes 3 minutes to calculate your Toyota Personalised Repayments
THE APPLICATION PROCESS
If you’ve decided that a Personal Fixed Rate Car Loan is the best option for you, getting started couldn’t be easier.
New or used, purchase the car
that’s right for you.
Stay in complete control of
what and when you
pay back.
A deposit can be paid upfront to reduce your loan amount.
And start the application process!
Before applying for personal car finance, there are several documents you need to have ready.
calculate repayments
Start by choosing your car and we’ll help you calculate your estimated weekly repayments.
Discover our all-in-one finance portal where you can access statements, track your repayments and manage your finance account online on any device, at any time.
Our Fixed Rate Car Loan puts you in control. Decide on your deposit amount or decide not to have one at all. You also get to choose the length of your loan - anywhere between 1 and 7 years - and how often your repayments are due. And best of all, at the end of the loan, the vehicle is yours to keep.
Learn more
Target Market Determination document available here
The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
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