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Personal Vehicle Fixed Rate Loan Personal Vehicle Fixed Rate Loan

Personal Fixed Rate Car Loan

Get a fixed rate vehicle loan that is tailored to your unique circumstances

Get ready to take the wheel of a new or used Toyota with our fixed-term car loan.

Why choose Toyota Finance?

Toyota Personalised Rate

Toyota Personalised Rate

Using smart and sophisticated
software, our dealers will
calculate an interest rate that’s
personalised for you.

Choose any Toyota

Choose any Toyota

Select the Toyota that’s right for
you from our range of new
and used models.

Freedom of choice

Freedom of choice

Customise your deposit amount,
your repayment term (up to 7 years)
and your repayment frequency.



You can incorporate on road costs
related to the purchase of your vehicle
into your fixed rate personal car loan.

How it works

Select a Toyota

Select your preferred Toyota

New or used, drive the car
that’s right for you.

Decide on the details

Decide on your personal loan payment details

Stay in complete control of
what and when you
pay back.

Put down a deposit

Put down a deposit
(or don’t)

A deposit can be paid upfront to reduce your loan amount.

Talk to your nearest dealer

Talk to your nearest dealer

And start the application process!

What do I need to apply?

Before applying for Car Finance there are several documents you need to have ready. Kochie helps explain each of the documents and we have a checklist you can print to make sure you have everything you need.

PDF Checklist Watch Video

Calculate your Car Loan repayments

Start by choosing your car and we’ll help you calculate your estimated weekly repayments.

Fees that will apply

Dealership fees

Fees that might apply

Don’t forget these extras

Toyota roadside assistance

Roadside Assistance

Day or night, we’ll be there
if you need us.

Toyota insurance policy

Comprehensive Car Insurance

Cover your Toyota with a policy
designed by the people who
know it best.

Toyota extended warranty

Extended Warranty

For an extended warranty that
offers extra benefits.

Toyota Personalised Rate

Long gone are the days of one-size-fits-all fixed rate personal car loans. Using smart and sophisticated software, we will calculate an interest rate that's personalised for you.

Learn more

Toyota Personalised Rate
Toyota Personalised Rate
Frequently Asked Questions
More FAQs

Ready to get started?

Target Market Determination document available here

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