Toyota Finance

Getting you where you need to go

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A man holding a backpack walking

What are you looking for today?

OUR FINANCE PRODUCTS

Choose what’s right for you

There’s a range of Toyota Finance solutions to help get you on the road in your new Toyota.

Toyota Access Loan

Designed to keep your repayments low


Up to 4 years loan term

Fixed rate for loan duration

Toyota Personalised Rate and Repayments[F6]

Flexible end of loan options (Trade, Keep, Return)

Guaranteed Future Value[F2]

Lower monthly repayments[F9]



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Fixed Rate Car Loan

Control the speed you pay off your loan


Up to 7 years loan term

Fixed rate for loan duration

Toyota Personalised Rate and Repayments[F6]



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Calculate estimated repayments

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Unsure of which interest rate to use? As the first step, complete a Toyota Personalised Repayments[F6] quote to get your personalised interest rate.

Toyota bZ4X

Introducing Toyota Finance Full-Service Lease[F6]

The all-in-one way to drive. Conveniently bundle running costs including servicing and maintenance, registration, CTP, tyre replacements, insurance[F11] and Roadside Assist into one simple ongoing monthly payment.

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Flexible finance solutions for used vehicles

With used car finance options to suit your needs, choose from a Toyota Access Loan or Toyota Fixed Rate Loan and finance your next used vehicle with ease.

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Toyota Personalised Repayments[F6]

Interest rate and repayments true to you

Toyota Personalised Repayments[F6] is an online quote tool to get your estimated repayments without a credit check.

3 minute quote

We calculate your interest rate, comparison rate and repayments – tailored to your unique financial circumstances.

Toyota Dealer

Same interest rate across all Dealers

Your Toyota Personalised Repayments[F6] and interest rate will be honored in all Dealerships across Australia

Estimated repayments across the entire range

Once you have your personalised repayment, you can then compare vehicles across the entire Toyota range.

Everything you need to know about Toyota Personalised Repayments[F6]

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TOYOTA FINANCE FOR BUSINESS

Flexible finance products for your business needs

Explore our financing range, tailored to suit you and your business.

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Novated lease

Find out how novated leasing could benefit you as an employer or employee.

Fixed Rate Loan for business

Gear up to grow your business vehicle needs with confidence.

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Fleet Services and Products

We have a variety of products and services to assist you.

MANAGE YOUR FINANCES

Existing finance customers

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Manage your Toyota Finance Online

Discover our all-in-one finance portal where you can access statements, track your repayments and manage your finance account online on any device, at any time.

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Manage your Toyota Novated Lease

Find out how you can lease a car using salary packaging, with Toyota Novated Lease.

TOYOTA VALUE ADVANTAGE

Unlock more value at every turn

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Toyota Genuine Insurance

Nothing protects your Toyota better than insurance made especially for it, designed by the people who know your Toyota best.

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Toyota Service Advantage

Take care of your Toyota with help from the experts. Get five-year unlimited kilometre warranty cover with Toyota Warranty Advantage[T4] and keep your Toyota feeling its best with Toyota Genuine Service.

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Toyota Genuine Accessories

The top way to keep your Toyota in great condition is to insist on only genuine parts and accessories. It's also the best way to maintain your warranty.

KiNTO app

Drive a Toyota by the hour with KINTO

Toyota has partnered with KINTO to make car travel simple. Book an available vehicle for as short as an hour or as long as a year* and only pay for the time you use it, the distance you travel, plus any extras. All other driving costs are covered and included[F10].

Resources to help you choose

Toyota access vs. a standard car loan

Toyota Access vs. A Standard Car Loan

There’s a lot to consider when purchasing a new vehicle. We’ve compared a Toyota Access loan to a Standard Car Loan to help you make the most informed decisions.

Banks, brokers or car dealer finance

Learn the difference between dealers, banks and brokers, and why going through a dealer may be your best choice.

kinto

Drive a Toyota by the hour with KINTO

Toyota has partnered with KINTO to make car travel simple. Get the vehicle you need when you need it. Book for anything between an hour and a year* and only pay for the time you use it, the distance you travel, plus any extras. All other driving costs are covered and included#.

View available cars EXPLORE KINTO

*Minimum term 1 hour, maximum term 364 days. Terms and conditions apply.

#Vehicle models may vary from those shown. Not all vehicles are available at all locations.

Owners essentials

Explore more benefits for Toyota owners

genuine parts

Used Vehicles

Explore a range of pre-owned Toyota vehicles, meticulously refurbished, tested and approved by Toyota-trained technicians.

Browse vehicles
genuine parts

Service

Help future proof your vehicle by ensuring it receives the best care and expert attention with Toyota servicing.

Explore Servicing

Get in touch

Whatever you need, our team of finance and insurance experts is on-hand and ready to help.

Our contact hours are;
Mon-Fri 8.30am - 5.30pm AET

Australia
137 200

International
+61 8 8291 3990

[email protected]

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Disclaimers

The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Toyota Roadside Assist is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F6] Approved applicants only. Terms and conditions, fees and charges apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F11] Insurance excess applies.

[F2] The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota Finance at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F6] Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F7] Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situations, or needs. Before making a decision to purchase any of the insurance product you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current Product Disclosure Statement (PDS) for the relevant product available from participating dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL Number 443540 (Adica). For Finance Protection Insurance Adica accepts liability for the benefits for which it is the insurer. Adica acts under its own Financial Service Licence and under agreement with AIA Australia Limited ABN 79 004 837 861 AFSL 230043 when providing financial services on behalf of AIA Australia Limited concerning life cover. Our insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our policies for the benefits covered are in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

[F9] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.