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A Toyota Access Loan means you can drive the Toyota you want today with the knowledge that the future is taken care of.
Access the future with Toyota Access and know exactly how much your car will be worth to us at the end of your car loan (subject to fair wear and tear and agreed kilometres being met). When your loan ends, you will have three flexible options to choose from. And, thanks to Toyota Personalised Repayments
Your Guaranteed Future Value
With Toyota Access your balloon payment won't be larger than what your vehicle is worth to us, a Toyota Access Loan provides clear options at the end of your loan period. You can use your Guaranteed Future Value
It can be worrying not knowing what the future holds. With a Toyota Access Loan, you can see exactly where you’re headed.
There’s more than one way to end your Toyota Access Loan. We’ll give you all the choices upfront, to do what suits you best when the time comes.
Design your Toyota Access Loan to suit you. You decide on your deposit amount, term length and repayment frequency to calculate your Guaranteed Future Value
We give you the power to choose exactly how the life of your Toyota Access Loan will play out. You’re in control every step of the way.
Choose a Toyota, your deposit amount (if any), the frequency of your repayments and loan term, then estimate how many kilometres you’ll drive.
Toyota Finance analysts calculate your vehicle’s Guaranteed Future Value
Using your Toyota Personalised Repayment
When your loan term ends, you have three options: trade in for a new model, keep the vehicle, through refinancing or paying it off outright, or return the vehicle to us for the Guaranteed Future Value
Visit your preferred dealer if you’d like to upgrade your Toyota for a new model. If the trade-in value is higher than your outstanding balance, you can put the difference towards your new vehicle.
If you’d prefer to keep your Toyota, choose to pay the outstanding balance on the vehicle or let us help you refinance the remainder (conditions apply).
If you’d like to return your car, Toyota Finance will pay you the Guaranteed Future Value
Before applying for car finance, there are several documents you need to have ready. Finance expert Kochie helps explain each of the documents and we have a checklist you can print out to make sure you have everything you need.
TOYOTA PERSONALISED REPAYMENTS
Use our online calculator to work out your Toyota Personalised Repayments
This fee applies when a payment is made by BPay.
You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments.
To switch to Direct Debit payments log into your Toyota Finance Online account or contact us.
This fee applies when a payment is made by BillPay, cheque, or direct deposit.
You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments.
To switch to Direct Debit payments log into your Toyota Finance Online account or contact us.
This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date.
You can avoid this fee by setting up a Direct Debit on all your future repayments, so you don’t pay fees on your regular repayments.
To switch to Direct Debit payments log into your Toyota Finance Online account or contact us.
This fee applies if your Direct Debit or Cheque payment is dishonoured.
You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited.
You can also change the date of your payments by contacting us.
This fee applies if you’re late or miss a repayment, and your account goes into arrears.
Toyota Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee.
You can avoid this fee by ensuring that your account does not go into arrears. You can also change the date of your payments by contacting us.
This fee applies if you request contract documentation from the Toyota Finance National Customer Solutions Centre.
You can avoid this fee by login into Toyota Finance Online where you can view, download, and print your loan documentation online without incurring this fee.
$750.00 multiplied by the number of whole months after the date of termination to the end of the contracted term, divided by the number of whole months in the contracted term.
This fee applies if your loan is repaid before its scheduled end date.
You can avoid this fee continuing with your scheduled loan repayments until the agreed completion date of the loan.
ACCESS FOR BUSINESS
Just like a personal Toyota Access Loan, you have the power to choose the terms that perfectly match your business needs. Feel secure knowing that as your business grows you’ve got the options you need to stay flexible.
Business can be unpredictable, a Toyota Access Loan isn’t. Enjoy fixed rates for the life of the loan.
Gain peace of mind knowing how much your Toyota will be worth to us at the end of your loan (subject to fair wear and tear and agreed kilometres being met).
At the end of the loan, you’re free to make the right decision for your business. Return the vehicle, trade in, refinance or buy outright.
If you’re ready to get the wheels moving on a Toyota Access Loan then there are just a couple of steps to get it underway.
It only takes a couple of minutes to calculate your Toyota Personalised Repayments
Once you’re happy with your quote, you can contact your chosen Toyota dealer. They’ll be able to answer any of your questions and help you start your Toyota Access Business Vehicle Loan application.
Target Market Determination document available here
We’ll help you build it, price it and calculate your Toyota Access finance.
CARS
SUVS & 4WDS
UTES & VANS
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