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CAR FINANCE FOR BUSINESS
A finance lease gives you 100% financing at a known monthly cost with no capital outlay.
Transfer the risk of ownership to you without transferring legal ownership. You choose a residual value within the ATO’s specified range to suit.
Lease rentals are normally fully tax-deductible and treated as lease repayments and interest.
If you or your employees ever need help, financial lease experts are on hand for support.
At the end of the lease, you can extend for an additional term, or pay out the lease and then enter into a new lease agreement on another vehicle.
An operating lease lets you fund a new vehicle with a set monthly cost without an initial capital outlay.
With an operating lease, Toyota for Business owns the vehicle, leasing the vehicle to you with your choice of term and kilometre usage.
This option includes 100% financing at a known monthly cost so there’s no capital outlay.
If you or your employees ever need help, financial lease experts are on hand for support.
At the end of the term the vehicle is simply handed back, avoiding the risks associated with ownership, as there is no residual value to pay.
Novated leasing is a way of using salary packaging to lease your business vehicle, opening up access to potential tax savings.
Reward your staff by adding more value to their remuneration package.
One simple monthly invoice for your lease payments and running costs including compulsory third-party, registration and maintenance.
If you or your employees ever need help, financial lease experts are on hand for support.
Since a novated lease is neither an asset nor a liability, it will have no impact on your balance sheet.
A term purchase allows you to pay the entire finance amount in equal instalments or specify a balloon payment, whichever suits on your cash flow.
You can pay the cost in equal instalments or specify a balloon payment to suit you or your cash flow preferences. The balloon can generally be refinanced at maturity.
Toyota Fleet Management offers a fixed interest rate and terms between 12 months and 84 months.
If you or your employees ever need help, term purchase experts are on hand for support.
A term purchase is an ideal choice if you want to own the vehicle at the end of the repayment term.
A chattel mortgage is when a financier loans you money to buy a car, but takes a security over the car should you fail to make your payments.
No GST applies to interest and term charges. Just like term purchasing, you can claim depreciation and interest for business usage.
As you are paying for the vehicle with monthly payments, the ownership of the vehicle during and at the end of the mortgage period is yours.
If you or your employees ever need help, financial lease experts are on hand for support.
Running costs are out of pocket and if you are looking to resell at the end of the mortgage term, it is up to you to facilitate the sale.
FINANCE FACE TO FACE
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Our Business Guide is here to help you understand vehicle ownership across every stage of your business.
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Our dedicated Toyota for Business support team is ready to assist you with your business needs.
For general enquiries or fleets with 15 vehicles or more, please contact us via email or call us on 1800 679 247, Mon-Fri 8.30am - 5.30pm AET.
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