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Toyota Car Insurance
Cover for loss or damage to your vehicle as well as damage to other people’s vehicles and property.
Cover for environmental and weather-related damages to your vehicle.
Cover for loss or damage following vandalism or theft of your vehicle, including up to $3000 for damaged or stolen tools of the trade for vehicles listed as business use. Insurance that works to keep you working.
When we authorise repairs to your vehicle, the work is guaranteed for the life of your Toyota.
We'll protect the integrity of your Toyota by using Toyota Genuine Parts for authorised repairs within the first five years of the vehicle's original registration.
If your vehicle is damaged beyond repair and less than three years old, we’ll replace it with a new one.
We’ll cover your car rental
Rental car following not-at-fault collision
While your vehicle is being repaired, or if your vehicle has been declared a total loss, you will be provided with a rental car.
Coverage lasts up to a maximum of 30 days until your vehicle is repaired, or until your claim is settled if your vehicle is a total loss, whichever happens first. Please refer to the ‘Additional Terms and Conditions – our standard conditions for rental cars’ section of the Toyota Car Insurance Policy for our standard conditions (including insurance cover for the rental car) which apply to all rental car benefits in this policy.
What you can add to your policy:
Rental car following accidental damage
If you pay the additional premium for the ‘Rental car following any accidental damage’ option; while your vehicle is being repaired, or if your vehicle has been declared a total loss, you will be provided with a rental car.
We’ll arrange and cover the daily rental cost if a preferred rental supplier is available. In the case that a preferred supplier isn’t available, you can arrange your own rental car and we’ll cover up to $100 per day, including insurance.
Coverage lasts up to a maximum of 30 days until your vehicle is repaired, or until your claim is settled if your vehicle is a total loss, whichever happens first. Please refer to the Toyota Car Insurance Policy
Excess-free glass cover option
If you pay the additional premium for the ‘Excess-free glass cover’ option we will offer a one-time replacement of your vehicle’s windscreen, sunroof or window glass if accidentally damaged, with parts compliant with Australian Design Rule standards. You will not be required to pay any type of excess that applies to your policy for the first glass cover claim where glass breakage is the only damage sustained to your vehicle.
In addition to the one-time free glass replacement, you’ll also be covered for two excess-free repairs per period of cover.
If you are claiming on a second or subsequent occasion for glass replacement during the period of cover, you will need to pay the basic excess that applies to your policy.
In addition to everything covered by the Toyota Car Insurance policy, Toyota owners benefit from the only comprehensive car cover built specifically for Toyota vehicles. You'll enjoy the same quality and reliability you expect from Toyota.
Genuine, not generic. That's the Toyota difference.
We’re the experts at insuring Toyota vehicles. With a specialist claims team and technicians who know your Toyota inside and out.
Designed with the same reliability you expect from your Toyota vehicle. With new for old replacement (up to 3 years).
Comprehensive cover designed for Toyota owners and their vehicles. With a lifetime repair guarantee for authorised repairs.
PRODUCT DISCLOSURE STATEMENT
We’ve made some changes to our Toyota Car Insurance Policy and Product Disclosure Statement (PDS), which is why there are two versions of the PDS depending on when you purchased or renewed your policy. It’s important to download your PDS and understand your cover, so you’re informed if you need to make a claim.
Effective for new business policies commencing on or after 17th November 2024 and renewal policies with a start date on or after 17th December 2024.
Effective for new business policies commencing between 25th March 2021 and 16th November 2024, and renewal policies with a start date between 5th April 2021 and 16th December 2024.
Toyota Insurance no longer offers these products to new customers. However, we’re here to help. If you need assistance, please call us on 137 200 to talk to a customer service representative.
Owners essential
There’s a finance option for anyone looking to get behind the wheel of a new Toyota. Learn more about the different lease and loan options that help you get on the road.
Learn more
Find a Toyota Dealer or Toyota Preferred Repairer near you that repairs your vehicle to Toyota standards, while using the right parts which help maintain your warranty coverage.
Explore Repairs