Buyer Tips

Buying a used car, made easy with Toyota

Our used vehicle loans offer flexibility, allowing you to tailor loan options according to your lifestyle and budget.

Our fixed rate car loans allow you to choose your deposit amount, length of the loan, repayment frequency, and whether you want a balloon payment to reduce the repayments. We then lock in a fixed interest rate, so you’ll know exactly what your repayments will be upfront.

Depending on the purpose of the vehicle, you can choose between either a Consumer or Business Fixed Rate Car Loan (minimum amount financed is $5,000). ^

Benefits of a used vehicle Fixed Rate Car Loan

  • You own the vehicle from day one of the loan
  • Choose from weekly, monthly or fortnightly repayments
  • Choose your loan term (up to 7 years)[1]
  • Choose from a wide range of used Toyota models
  • Option to include your on-roads, Insurance and Roadside Assistance in the financed amount.
  • Option to make extra repayments to reduce the total interest payable[2]
  • Option of a balloon payment to reduce repayments[3]



^Approved applicants only. Terms and conditions apply.

Finance is only available for vehicles manufactured post 2011

[1] The vehicle cannot be older than 13 years at the end of the loan.
[2]An early termination fee will apply if the loan is paid out before the end of the loan term.
[3] Balloon payments are subject to approval and lending guidelines.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.