Toyota Access Loan

Finance you drive

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Toyota Access Loan

Toyota Access Loan essentials

Select the tabs to learn more about Toyota Access Loan

Toyota Access Loan - Guaranteed Future Value

Guaranteed Future Value[F2]

Gain peace of mind with a Guaranteed Future Value and know exactly how much your car is worth to us at the end of your loan term (subject to fair wear and tear and agreed kilometres being met).

Toyota Access Loan - End of loan options

End of loan options

When your Toyota Access Loan or when your loan ends, you will have three flexible options to choose from: trade, keep or return.

Toyota Access Loan - Personalised Repayments

Toyota Personalised Repayments[F6]

Toyota Personalised Repayments[F6] remain fixed for the life of the loan. Total transparency, no nasty surprises.

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Trade

Visit your preferred dealer if you’d like to upgrade your Toyota for a new model. If the trade-in value is higher than your outstanding balance, you can put the difference towards your new vehicle.

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Keep

If you’d prefer to keep your Toyota, choose to pay the outstanding balance on the vehicle or let us help you refinance the remainder (conditions apply).

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Return

If you’d like to return your car, Toyota Finance will pay you the Guaranteed Future Value[F2] agreed at the start of your loan and put it against the remaining balance owing on your account.

Fees that will apply
Dealership fees
Fees that might apply

TOYOTA PERSONALISED REPAYMENTS[F6]

Get started with your personalised interest rate

It only takes 3 minutes to calculate your Toyota Personalised Repayments[F6]. Armed with your personalised interest rate, you’re able to see what your estimated repayments would be across the entire Toyota range.

Learn more

The Application Process

How it works

Get a Toyota Access Loan quote

We give you the power to choose exactly how the life of your Toyota Access Loan will play out.

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Enter details

Choose a Toyota, your deposit amount (if any), the frequency of your repayments and loan term, then estimate how many kilometres you’ll drive.

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Finance breakdown

After getting your Toyota Personalised Repayment[F6], we calculate your Toyota Personalised Repayment[F6] schedule and offer you a competitive fixed rate loan.

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Calculate repayments

Toyota Finance analysts calculate your vehicle’s Guaranteed Future Value[F2] based on your choices and market data.

Get your documents ready

Before applying for car finance, there are several documents you need to have ready. We have a printable checklist to make sure you have everything you need.

Your Checklist
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Get started with a Toyota Access quote

Get a quote

Frequently Asked Questions

 

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Toyota Finance Online

Discover our all-in-one finance portal where you can access statements, track your repayments and manage your finance account online on any device, at any time.

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Explore more loan products

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Toyota Access for Business

Just like a Personal Toyota Access Loan, you have the power to choose the terms that perfectly match your business needs. Feel secure knowing that as your business grows you’ve got the options you need to stay flexible.

Contact a Dealer

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Toyota Fixed Rate Loan

Our Fixed Rate Car Loan puts you in control. Decide on your deposit amount or decide not to have one at all. You also get to choose the length of your loan - anywhere between 1 and 7 years - and how often your repayments are due. And best of all, at the end of the loan, the vehicle is yours to keep.


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Care that continues

With ongoing support and reliability you can count on, rest assured that if anything happens, your Toyota is in safe hands.

Superior quality

Future-proof your Toyota and keep it looking and feeling its best. Get 5-year unlimited kilometre warranty cover with Toyota Warranty Advantage[T4]. With Toyota Genuine Service, our Toyota-trained technicians fit only Toyota Genuine Parts.

Toyota Dealer

Toyota Dealer network

When you get a Toyota, you’ll gain access to Australia’s largest Dealer network committed to giving you the best value year after year.

Genuine peace of mind

Designed by the people who know your Toyota best, our Insurance products ensure you’re covered with a lifetime repair guarantee, genuine Toyota parts and new replacement Toyota (or agreed value for TCPO vehicles) after a total loss.

Get your Toyota Personalised Repayments[F6] today

Speak with an expert


FIND A DEALER

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Choose your Toyota

We’ll help you build it, price it and calculate your Toyota Access finance.

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