Toyota Rukus features car finance

The best way to finance your Toyota

Car Finance Calculator

Whether you want to purchase a Rukus for yourself or your business, you can get behind the wheel faster with car finance from Toyota Financial Services.

There's a range of finance options to suit your particular income and circumstances. From a simple personal car loan, to a novated lease, or serviced leasing if you run a business.

You can arrange your car finance conveniently at your local Toyota Dealer. As well as your car finance, you can also arrange insurance and an extended warranty all at the one time.

Personal Car Loan

A personal car loan from Toyota Financial Services provides the security of a fixed interest rate for the term of the loan and a choice of loan terms ranging from 1 to 7 years. There's also a choice of flexible payment options and the ability to make extra repayments to reduce the total interest payable.

Novated Lease

A novated lease is a popular car finance option and salary packaging tool that may save you dollars. A novated lease is an agreement between you, your employer and Toyota Financial Services where your payment obligations are transferred to your employer. Your employer then makes the monthly payments direct from your salary. This may save you money because it's a tax effective form of car financing and gives you the potential to access any vehicle discounts available to your employer. Check with your employer as to whether they offer this salary packaging benefit.

Business Car Loan

If you wish to use your Rukus for business purposes, a business car loan from Toyota Financial Services is a perfect option for sole traders, partnerships and companies. Your business owns the vehicle and we take a mortgage over it, so it remains an asset of your business..