Toyota Kluger Features Car finance

Car finance puts you in the driving seat faster

Whether you want to purchase a Kluger for your family or your business, you can get behind the wheel faster with one of the car finance solutions from Toyota Financial Services.

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There's a range of financing options to suit your particular income, taxation and structural needs. From a simple personal vehicle loan, a novated lease, to serviced leasing if you run a business.

And with Toyota Financial Services, you can arrange your Kluger car finance as well as registration, insurance and an extended warranty all through your one Toyota Dealer, at the one time.

Personal vehicle loan

Perfect if you are using your Kluger for personal use. Our personal loan provides the security of a fixed interest rate for the term of the loan and a choice of loan terms ranging from 1 to 5 years. There's also a choice of flexible payment options and the ability to make extra repayments to reduce the total interest payable.

Novated lease

If you work, our novated lease is a popular car finance option and salary packaging tool that may save you dollars. A novated lease is an agreement between you, your employer and Toyota Financial Services where your payment obligations are transferred to your employer. Your employer then makes the monthly payments from your salary.

This may save you money because it's a tax effective form of vehicle financing and gives you the potential to access any vehicle discounts available to your employer.

If you decide to change your job during the term of the novated lease, the car finance lease obligations revert to you, or can be transferred to your next employer.

Novated lease vehicle package

If you're an employer in a small to medium-sized business, you can also take advantage of our novated lease vehicle package which can include vehicle expenses and FBT management.

Business vehicle loan

Sole traders, partners and companies can opt for our flexible commercial loan. Your business owns the vehicle and we take a mortgage over it, so it remains an asset of your business.

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† Maximum payable for standard scheduled servicing (normal operating conditions) until first of 3 years or 60,000 kms (up to the first 6 services). Excludes Government and Rental vehicles. Contact your Toyota Dealer or go to toyota.com.au/advantage for other exclusions and eligibility.