Vehicle ownership with payment flexibility

The Term Purchase finance option is suitable for businesses who want the security of vehicle ownership after the final payment is made.

Features and Benefits:

• A fixed interest rate for the term of the loan
• A choice of contract terms ranging from 1 - 5 years
• A balloon payment option - subject to capacity guidelines
• The ability for GST registered customers to claim part or full Income Tax Credit (ITC) for any GST on the purchase of the vehicle for use in your business
• The potential to offset depreciation, interest charges and vehicle running costs against assessable income where the vehicle is used in your business.

To apply

To apply for finance, simply visit your participating Toyota Dealer, fill in this form or call us on 137 200.

Other products available

• Novated Lease
• Payment Protection Insurance
• CompleteLease
• Business Vehicle Loan
• Finance Gap Insurance
• Finance Lease
• Motor Vehicle Insurance

The benefit of flexibility and tax effectiveness

A Business Vehicle Loan is a flexible commercial loan designed for sole traders, partnerships and companies that are looking to finance a vehicle used primarily for business purposes. Your business owns the vehicle and we take a mortgage over it, so it remains an asset of your business.

Features and Benefits:

• The security of a fixed interest rate for the term of the loan
• A choice of loan terms ranging from 1 - 5 years
• Financing for vehicles up to 7 years old
• Finance for both Toyota and non-Toyota vehicles
• A choice of flexible payment options
• Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable
• The option to reduce monthly payments with a balloon payment at the end of the term, freeing up cash flow for your business
• No GST on monthly payments
• The ability for GST registered customers to claim part or full Input Tax Credit (ITC) for any GST on the purchase of the vehicle for use in your business.

To apply

To apply for finance, simply visit your participating Toyota Dealer, fill in this form or call us on 137 200.